Description
Role involves
· Carry out due diligence for corporate customers
· In-depth financial analysis, business model review, management risk analysis
· Working on cashflow based excel models
· Analyzing cashflows and WC/debt servicing analysis
· Review of annual reports, borrower/promoter background
· Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
· Interaction with various stakeholders (internal and external) for review of such customers
· Carry out internal rating of customers and assign/review rating
· Monitoring of performance of customers on an ongoing basis
· Review Early warning triggers
· Carry out site visit to review work progress
· Prepare recommendation notes and recommend proposals to top management
· Maintain/monitor Credit Hygiene
Candidate requires
· 5-8 years of work experience
· Working knowledge of Microsoft excel/ Credit underwriting of working capital, underwriting proposals.
· Communication skills
· Knowledge of financial analysis and awareness of lending/regulatory guidelines
· Experience in banking firms/audits of banks would be added advantage
Qual- CA / MBA
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