Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focuson Supply Chain Financing and other Business Lending products. Invoyz also offers bi-directional data exchangeamong ERPs, for digital invoicing, collection and recompilation.
Experience: 3+ years in assessing credit risk for Lending and supply-chain financeproducts
The Credit Underwriter will analyze the financial and transactional data to assess the
creditworthiness of businesses and their channels. This role involves analyzing financial
data, preparing credit assessment reports, and match-making with the suitable lenders. This
person shall ensure that all documentation and processes comply with company policies
and regulatory requirements.
Job Content:
1. Review and analyze loan applications, credit reports, financial statements, and other
relevant documents.
2. Collect, analyze, and interpret credit data from various sources to assess the
creditworthiness of the customers. Verify loan documentation and ensure completeness
and accuracy.
3. Develop and maintain credit scoring models to evaluate the credit risks.
4. Qualify leads by assessing the financial needs and eligibility criteria of potential clients.
5. Collect and accurately record detailed information and outcomes of each lead
assessment, in the CRM system.
6. Prepare detailed reports on credit analysis findings, including risk assessments, credit
ratings, and recommendations.
7. Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and
operations, to ensure accurate and comprehensive credit evaluations.
8. Coordinate with Lenders and LSPs for the approval or denial of loan applications and
also influence their decision making, if feasible.
9. Ensure all loan processing activities comply with company policies, procedures, and
regulatory requirements.
10. Communicate effectively with clients, colleagues, and third parties to obtain necessary
documentation and information.
11. Educate clients on loan options, terms, and conditions. Assist clients in understanding
the loan terms and application process and other requirements.
12. Stay updated on product knowledge and industry trends, market conditions to effectively
communicate benefits to customers.
Qualification:
1. Bachelor’s degree in Finance, Economics, Statistics, or a related field.
2. Minimum 2years experience as a Credit Underwriter t or in a similar analytical role within
the financial services industry.
3. Familiarity with credit risk assessment methodologies and financial statement analysis.
4. Knowledge of loan processing procedures, credit risk assessment, and regulatory
requirements.
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