Senior Full Stack Engineer (AI-Powered) – Fintech

Company: Nexo
Apply for the Senior Full Stack Engineer (AI-Powered) – Fintech
Location: Pune City
Job Description:

Company Description

NEXO is a financial operating system focused on empowering small and medium-sized businesses (SMBs) by providing clear visibility and control over their spending. Seamlessly integrating with existing financial systems, NEXO transforms raw transaction data into actionable insights, enhancing operational efficiency. The platform is designed to deliver a smooth, modern, and advanced experience for both sellers and buyers, ensuring better financial decision-making and operational management.

Role Overview

We are looking for a highly skilled Senior Full Stack Engineer with a passion for financial technology and a forward-thinking approach to software development. As a key member of our engineering team, you will design, develop, and deploy secure, high-volume, and scalable financial applications.

The ideal candidate has a strong background in JavaScript/TypeScript/Python and actively utilizes AI coding assistants—specifically Claude/Claude Code—to enhance productivity, refactor legacy code, and accelerate development cycles while maintaining strict code quality and security standards. 

Key Responsibilities

  • Own features end-to-end: from data model and API design through frontend implementation, test coverage, and production deployment
  • Integrate with Indian financial infrastructure (GSTN, bank APIs, UPI, NBFC partner APIs) — building reliable, schema-validated, audit-logged integrations
  • Design and implement financial data pipelines that are correct before they are fast — reconciliation, state machines, immutable ledger entries
  • Contribute to the AI development infrastructure, including writing generation skills for recurring patterns
  • Participate in architecture decisions — not just implementation; you are expected to push back on designs that will create problems at scale
  • Write tests that test behaviour, not implementation: state transitions, business rule enforcement, and edge cases in financial calculations

Required Skills & Qualifications

  • 5+ years of professional full-stack experience, with at least 2 years in a fintech, payments, or financial services product
  • Strong TypeScript across the full stack — types that document intent, not just satisfy the compiler; Python proficiency for data pipelines, scripting, and AI/ML integration layers
  • Backend: NestJS or Fastify on Node.js; confident with async flows, queue-based processing, and idempotency patterns
  • Frontend: React (Next.js), with preference for server components and lightweight state over heavy client-side state management
  • PostgreSQL as primary database — schema design with financial data integrity in mind: constraints, transactions, audit columns
  • Experience building at least one of: payment rail integration (UPI, NEFT/RTGS, IMPS), reconciliation systems, KYB/KYC pipelines, or event-driven transaction processing
  • Familiarity with Indian regulatory context: RBI guidelines, DPDP Act, GST compliance, or the Account Aggregator framework
  • AI-augmented engineering: productive with Claude Code, able to write and maintain CLAUDE.md standards, and exercises judgment over AI-generated output rather than accepting it uncritically
  • Cloud and DevOps: AWS (ECS, Lambda, RDS, SQS), Docker, CI/CD pipelines

Posted: March 24th, 2026