Credit Analysis (Associate/Sr. Associate/DL/DM)

Key responsibilities

• The candidate will perform credit risk assessment for General Corporate
• Analyzing financial statement, performance and trend analysis for assessing the creditworthiness of large corporates
• Managing a portfolio of clients and handling rating assignments
• Financial Spreading (preferably on MCL – Moody’s Credit Lens or any other platform/MS Excel templates)
• Strong writing skill and experience in preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
• Build forecast excel models (Projections and DCF models will be an added advantage)
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client

Key competencies

-Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.

-Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.

-Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.

-Ability to multi-task independently under tight timelines and eye for details.

-3 – 14 year’s relevant experience in the field of credit analysis for Corporates and Financial Institution.

Location : Bangalore/Gurgaon

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